Debit Card

A debit card is a payment tool that draws directly from a cardholder’s bank account when making purchases, unlike a credit card, which provides access to a line of credit. Debit cards can be used for both online and in-store purchases, facilitating immediate transfer of funds from the user's account to the merchant’s account.

Key Features of Debit Cards:

Benefits of Debit Cards:

Using Debit Cards in Transactions:

In summary, debit cards offer an efficient, secure, and user-friendly method of making payments directly from one’s bank account, making them a fundamental component of personal banking and commerce today.