Insights · Savings Signal
Plain-English explainers on processing fees, pricing models, compliance and the industry's habits, written by the people who read statements for a living.
The Eighth Circuit upheld the ruling vacating the Fed's 21-cent debit cap. It takes effect only when the mandate issues, and no replacement is adopted. Here's what to check on your statement.
Canada's "fee cut" comes with a new fee on every transaction. The U.S. has seen this movie, and surcharging didn't give it a happy ending.
North reopens ingestible CBD on April 1, 2026. Access expands; the risk pricing, reserves and fine print don't go away.
Your processor picked a four-digit code for you. It sets your interchange tier, your risk class and your chargeback protections.
Flat rates up to 3.5%, an aggregate fee that reads 1.39% while you actually pay 3.33%, and a cheaper pricing model they won't volunteer.
State restrictions, Colorado’s two cap options and the network rules alongside them. The 2026 map of what you can charge and what you have to disclose.
A 10% APR cap and a routing bill won't erase processing fees, they'll move them. Europe already ran this experiment.
SB 677 legalizes surcharges on November 1, 2025 under a 2% cap and strict notice rules. What it allows, and why the cap won't cover your cost.
Registration 7856649 covers contract negotiation and fee-analysis software. What a federal mark protects, and what it says about the firm reading your statement.
Income grows 2% to 3% while prices ran at 6%. How analysis finds the nonprofit discount you never claimed, the tiered markup you were never told about and the fees nobody reads.
Moving cannabis from Schedule I to Schedule III could open banking, card processing and tax relief, while bringing new oversight and competition. What the proposal means and where it stands.
Junk fees, drip pricing and surcharges are drawing regulatory crackdowns. What they are, how states treat surcharging and how to cut processing costs instead of passing them on.
More ways to learn
When you need one definition, one answer or the whole uncomfortable picture.
Tell us about your volume and we'll estimate what you could save. Free, with no obligation. If you save nothing, we charge nothing.
