Trump’s war on credit cards won’t kill fees; it will relocate them. Cap APRs, squeeze swipe fees, and the payment machine retaliates, tighter credit, weaker rewards, new toll booths. Europe proved it. Merchants become villains, consumers lose perks, and affordability turns into friction at checkout for everyone involved.
MCC Codes: The Hidden Four Digits That Shape Your Processing Fees
Your MCC code secretly impacts your processing rates. Learn what merchant category codes are, how to find yours, and why it affects your bottom line.
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Hidden Fees Exposed on QuickBooks Payment Processing
QuickBooks payment processing charges up to 3.5% per transaction. Learn their hidden interchange-plus option and how to calculate your true effective rate.
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Credit Card Surcharge Laws by State: The 2026 Compliance Guide
Credit card surcharging is legal in 47 states, but the rules vary wildly. California banned line-item surcharges. Colorado caps at 2%. Three states prohibit it entirely. Our 2026 state-by-state guide breaks down exactly what you can and can’t do, plus the disclosure requirements that could cost you $1,000 per violation if you get wrong.
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Oklahoma’s Credit Card Surcharge Laws
Effective November 1, 2025, Oklahoma will allow credit card surcharges under strict rules: only on credit cards, capped at 2%, and with clear disclosures. But even with these limits, merchants won’t recover full costs—especially on high-fee cards like Amex—and debit surcharges remain illegal. VeriFee recommends cost reduction over surcharging through its Blended Inclusive Pricing, helping businesses lower fees without burdening customers.
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Global Payments’ $24B WorldPay Power Play
Worldpay just got sold… again… After bouncing from FIS to GTCR, it’s now Global Payments’ $24B prize. But this isn’t innovation; it’s consolidation with a potential side of chaos. Merchants brace for tech glitches, service breakdowns, and pricing “synergies.” Is this Worldpay’s fresh start or a fresh acquisition hangover? Embedded payment partners, beware: you’re on this rollercoaster too. This deal could reshape the industry, or break it.
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