Sub-merchant

Sub-merchant refers to a merchant who is onboarded to an acquirer through a payment facilitator. In this arrangement, the payment facilitator processes all of the sub-merchant's transactions, acting as an intermediary between the sub-merchant and the acquiring bank.

Key points about sub-merchants include:

In summary, a sub-merchant is a merchant who is onboarded to an acquirer through a payment facilitator, which processes all of the sub-merchant's transactions. This arrangement provides a streamlined and efficient way for sub-merchants to handle payment processing, compliance, and risk management, allowing them to focus on their core business activities.