Decline Pick Up Code

A specific type of decline code used in credit card transactions, indicating that the transaction has been declined and the merchant should retain the card. This code is generally issued when there is confirmed or suspected fraud associated with the card. The instruction to retain the card is a security measure intended to prevent further fraudulent use.

Purpose and Implications:

Actions for Merchants:

This code is crucial for maintaining the integrity of transactions and protecting against financial fraud by stopping the further use of compromised cards.